ClickFree Score Review: Is It Worth It?
ClickFree Score is an online credit monitoring service that promises quick, easy access to your credit reports and scores from the three major bureaus—Experian, TransUnion, and Equifax. It markets itself as a consumer-friendly solution for those who want to track their credit health without the hassle of dealing directly with multiple agencies. But how does it really stack up?
What Is ClickFree Score?
ClickFree Score provides users with:
- Access to credit scores from all three major credit bureaus.
- Credit monitoring alerts for suspicious or significant changes.
- Tools for identity protection, including dark web monitoring.
- Daily score updates depending on your plan.
- Additional perks like roadside assistance and insurance discounts (in premium plans).
The platform is marketed as “easy to use,” and it typically offers a $1 seven-day trial before transitioning into a monthly subscription model.
Plans & Pricing
ClickFree Score offers three tiers:
| Plan | Price | Features |
|---|---|---|
| Basic | $9.95/month | Equifax + TransUnion scores |
| Premium | $29.95/month | Adds Experian access, more tools |
| Ultimate | $39.90/month | Full access, daily monitoring, all perks |
It’s worth noting that users are automatically enrolled into a monthly plan if they don’t cancel during the trial period
Pros
- Full bureau coverage (if on Ultimate plan)
- User-friendly dashboard
- Credit monitoring tools
- Additional lifestyle perks (roadside assistance, insurance deals)
- Trial option for low entry cost
Cons
- Recurring billing complaints: Many users report being charged after cancellation or not realizing the trial would convert.
- Low Trustpilot rating (2.6/5): Most reviews cite billing issues and difficulty with customer service.
- No free tier: Other credit platforms like Credit Karma offer similar services for free, albeit with fewer features.
Is ClickFree Score Legit?
Yes, ClickFree Score is a legitimate service, and several reputable review outlets rate it 4.4 to 4.5 stars. It uses secure, encrypted connections, and its domain has been active for over eight years. That said, the user experience varies widely, especially regarding transparency around billing.
Who Is It For?
ClickFree Score is ideal for users who:
- Want all three credit bureau scores in one place.
- Need regular credit monitoring for identity theft protection.
- Are comfortable with a paid subscription model.
However, it may not be the best option for:
- Casual users looking for free credit scores.
- Those who want straightforward billing without surprises.
Final Verdict
ClickFree Score offers robust credit monitoring tools, but mixed consumer reviews highlight a need for caution—particularly around trial periods and billing practices. If you decide to try it, read the fine print and set a reminder to evaluate whether it’s worth continuing before the trial ends.
Score: 3.8/5 – Useful but not without risks. Ideal for proactive credit managers who don’t mind paying for extra features.
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